Salvation is God's sovereign work.  As J.B. Moody put it, "God does not save a man because he is a sinner, for if so He must save all men, for all are sinners.  Nor because he comes to Christ, for no man can come except the Father draw him; nor because he repents, for God gives repentance unto life; nor because he believes, for no one can believe except it were given him from above;  nor yet because he holds out faithful to the end, for we are kept by the power of God.  It is not because of baptism, for many are saved without it, and many are lost with it.  It is not because of regeneration, for that would make the new birth a practical duty.  It is not because of morality, for the moralist is the hardest to reach, and many of the most immoral are saved-- the ground of distinguishing grace is the Sovereignty of God:  Even so, Father, for so it seemed good in Thy sight."